Free Budget Spreadsheet (Excel & Google Sheets) – Simple Template for Beginners (50,000+ Downloads)

Trusted by 50,000+ Users in Japan

This budgeting template has been downloaded over 50,000 times in Japan.

It’s designed for people who:

• Want a simple way to manage money
• Struggle to continue budgeting
• Feel anxious about their finances

Now available in English.

Net Worth Tracker & Budget Template (Google Sheets) | Simple & Powerful

Net Worth Tracker & Budget Template (Google Sheets) Do you feel anxious about money—even though you're saving? You’re not alone. Many people: But still feel ...

Do you have savings… but still feel anxious about money?

Do you feel like you're saving money… but still not feeling secure?

You’re not alone.

Most people don’t struggle with saving.
They struggle with understanding their money

The problem is not how much money you have.

It’s that you can’t clearly see your financial future.

A Simple and Visual Way to Manage Money

This is a Japanese Kakeibo-style budgeting template designed to help you:

• Track income and expenses
• Understand where your money goes
• Feel in control of your finances

Not just tracking — but understanding your money

After using this template, you will:

• Feel more in control of your money
• Understand your spending habits
• Reduce financial anxiety

Works on Both Excel and Google Sheets

You can use this template in:

• Microsoft Excel
• Google Sheets

Choose what works best for your lifestyle

Why People Love This Template

Already trusted by 50,000+ users in Japan

Users love it because it is:

• Simple
• Easy to continue
• Visual and clear
• Flexible to customize

Real User Reviews

Here’s what users in Japan are saying:

• “It’s my first time using a budget tool, and it’s very easy to use.”
• “I can see my weekly spending, so it’s easier to plan my budget.”
• “I’ve been using it for years. It’s simple and easy to continue.”
• “This is my third year using it. It’s very helpful.”
• “Very easy to write and use. I use it every year.”
• “You can customize categories, which makes it perfect for personal use.”
• “It’s not too complicated, so I can keep using it every day.”
• “The graphs are easy to understand and very helpful.”
• “I’ve been using it since 2022. It helps me see my yearly balance clearly.”

These reviews show why people continue using this template year after year.

Net Worth Tracker & Budget Template (Google Sheets) | Simple & Powerful

Net Worth Tracker & Budget Template (Google Sheets) Do you feel anxious about money—even though you're saving? You’re not alone. Many people: But still feel ...

What You Can Do With This Template

• Track income and expenses easily
• Set a clear monthly budget
• See your spending visually with charts
• Adjust your budget anytime
• Understand your finances at a glance

Simple, Flexible, and Beginner-Friendly

• No complicated setup
• Easy input system
• Customizable categories
• Works for any lifestyle

Designed for people who couldn’t continue budgeting before

How to Use (Very Simple)

1. Set your categories
2. Enter your start date
3. Track daily spending
4. Review monthly

That’s it

Please rename it and click "Make a copy" to use it.

Frequently Asked Questions

• Q1:The information I entered in the settings is not reflected.
  A1:Please enter the information on the settings sheet, not on the guide sheet.
• Q2:Is it really free to use?
  A2:Yes, you can. There are no fees incurred during the process, so please feel free to use it.
• Q3:When I set the date in the second half of the month, I want to start from the previous month.
  A3:Please set the start and end date month items on the month sheet to the previous month.
• Q4:The graph of the Variable Expenses Weekly Trends is not clear.
  A4: Try dragging and resizing it.

Free Download (Trusted by 50,000+ Users)

Get your free budget spreadsheet

Start using the same system trusted by thousands of users.

Sample sheets are included in the Excel Household Budget.
Click on the download button to download it for free.

The file is downloaded in Zip format, so please unzip it before use.

The Google Spreadsheet Household Budget is for viewing only.
Please be sure to copy and save it before use.